Debt consolidation credit counseling giving free credit reports for credit repair and consumer credit counseling. Bill consolidation by utilizing low interest credit cards can repair credit and rebuild credit to avoid bankruptcy.
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Financial Services

 
 

 

 

 

 

  

Our average client has the following characteristics: 

  • Average monthly income of about $2,016.

  • Average monthly fixed expenses of about $1,519.

  • $13k of non-secured debt with creditors who will work with us.

  • Debt spread out among 5 to 6 creditor/accounts.

  • Average monthly payment needed to satisfy the debt BEFORE our program: $712

  • Average monthly payment needed to satisfy the debt AFTER our program: $429The average client saves $283 per month on our program.

     

Average client signs up for a 32 month program. (Note: this is largely controlled by the client. Since we can in most cases greatly reduce or eliminate interest charges and late fees; most clients wish to extend the terms of the debt as much as possible so as to reduce the monthly payment.)


 

 

 

 

 

 
 
 


 

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Bill consolidation by utilizing low interest credit cards can repair credit and rebuild credit to avoid bankruptcy.